Forza Horizon 5, released in late 2021, remains one of the most expansive racing games ever made. For many players on the Microsoft Store version, the sheer scale of unlocking over 800 cars and millions of credits can be overwhelming. Using a 100% save game is a popular way to bypass the grind and immediately access every vehicle, rare upgrade, and maximum credits.
This guide explains how to locate your files, the process of swapping saves, and the critical risks involved. What is a 100% Save Game? A "100% save" for Forza Horizon 5 typically includes:
Max Level & Credits: Usually billions of credits and a high Prestige level.
Full Car Collection: Access to nearly every car in the game, including rare "Hard-to-Find" Festival Playlist rewards. forza horizon 5 100 save game microsoft store 2021
Unlimited Resources: Millions of Wheelspins and Super Wheelspins.
Map Completion: All PR Stunts, races, and Barn Finds completed. Locating Your Microsoft Store Save Files
Before you can swap files, you must find where the Microsoft Store version stores its data. Note that this is different from the Steam version. Forza Horizon 5 , released in late 2021,
Before proceeding, understand this: A Steam save file will NOT work with the Microsoft Store version (and vice versa). Here’s why:
| Feature | Microsoft Store Version | Steam Version |
|---------|------------------------|---------------|
| Save file location | %LOCALAPPDATA%\Packages\Microsoft.624F8B84B80_8wekyb3d8bbwe\SystemAppData\wgs | C:\Users\[Username]\Documents\My Games\Forza Horizon 5\ |
| Save format | Container-based (multiple files with long alphanumeric names) | Single User_xx.dat file |
| Cloud sync | Tied to Xbox Live account | Tied to Steam Cloud |
| Encryption | Heavily tied to Microsoft Account ID | Less restrictive |
So, when downloading a “Forza Horizon 5 100 save game Microsoft Store 2021,” ensure the uploader explicitly states it’s for the Microsoft Store/Game Pass version from 2021 (some newer patches changed save structure). Compatibility: Microsoft Store vs
Before we proceed, evaluate the risks.
Even with a perfect guide, errors happen. Here is how to fix the most common issues when using a Forza Horizon 5 100% Save Game Microsoft Store 2021.
| Error Code | Meaning | Solution |
| :--- | :--- | :--- |
| E: 0-0 | Corrupt container signature | You forgot to inject your XUID. Re-do the Fiddler decryption step. |
| Sync Conflict Loop | Cloud keeps restoring your old save | Go offline, delete the wgs folder and the SystemAppData/temp folder. Launch offline until the game creates a blank save, then copy the 100% files. |
| Missing Expansion Cars | Hot Wheels cars show as locked | The 2021 save pre-dates the expansions. Drive to the Hot Wheels outpost on the map. The game will automatically re-issue the DLC cars. |
| Infinite loading screen | Save file version mismatch | Your game is too updated for the 2021 save. You need to find a "Updated 100% Save for 2024" or uninstall updates (impossible on MS Store). |
Microsoft distributes FH5 through the "WindowsApp" folder, which is locked by default. You cannot simply open C:\Program Files\WindowsApps and see the save file. The folder is encrypted and owned by TrustedInstaller.
If you lost your own save, try: